Tools
Home Loan Calculators
Crunch the numbers before you talk to a broker. Quick estimates for repayments, borrowing power, stamp duty and the impact of extra repayments.
Borrowing Power Calculator
Get an indicative estimate of how much you may be able to borrow. We apply a 3% serviceability buffer in line with APRA guidance.
$
$
$
$
% p.a.
years
Estimated borrowing power
$561,753
Based on $4,617/mo surplus and 9.24% buffered rate
Combined gross income
$110,000
Estimated net monthly income
$7,117
This is a high-level estimate that uses simplified tax brackets and a generic dependant cost of $650 per month. Lenders apply their own serviceability models, HEM benchmarks and credit policies. For a precise pre-approval figure, contact Five S Finance.